WORKING CAPITAL FOR SMALL BUSINESS
Working capital financing gives established small businesses access to business funding for day-to-day operating needs and growth opportunities. Use capital for inventory, payroll, vendor expenses, marketing, repairs, expansion and other eligible business costs while keeping operations moving.
WHAT THIS CAN HELP WITH
Inventory & materials
Purchase inventory, materials or supplies before revenue is collected.
Payroll & staffing
Support payroll, hiring, training and seasonal labor needs.
Expansion
Prepare for a new location, larger project or increased operating volume.
Cash-flow gaps
Bridge the timing between expenses and incoming receivables.
A SIMPLE PROCESS
1. Apply
Share basic business information and your capital request.
2. Review
We review the business, the intended use, and available documentation.
3. Options
If there is a fit, review the amount, structure, cost and repayment terms.
4. Funding
Complete final requirements and move toward funding.
FREQUENTLY ASKED QUESTIONS
What can working capital be used for?
Business working capital can support inventory purchases, payroll, vendor payments, seasonal cash-flow gaps, repairs, marketing, expansion and general operating expenses. The right structure depends on business performance, the amount requested and the intended use of funds.
How fast is the process?
Timing depends on the business, documentation and product. A complete request can generally be reviewed faster than an incomplete one.
Is approval guaranteed?
No. All financing is subject to eligibility, underwriting and final approval.
READY TO TALK ABOUT YOUR CAPITAL NEEDS?
Start with a short request. We will follow up on the information needed for review.